New Car Loan - Get Instant New Car Loans

Enjoy easy and hassle-free Car financing solutions

  • Instant Car Loans from 1,000 To 15 Lakh
  • Zero Pre-payment Charges
  • Paperless Documentation & Instant Disbursal

New Car Loans

A car is like an integral part of every family, becoming an important part of one’s life. Everyone wants that sense of convenience, luxury, comfort which a car provides. All those road trips with friends, dinner outings with family, sweet long drives
with your spouse – a car can help in creating some of the best memories of your life. Gone are the days when you had to save for a long time to buy a car. You can now avail a Car loan and drive it back home.

Download Dhani App

What is a Personal Car Loan?

A car loan assists you with the finances to buy a new car. Indiabulls Dhani’s car loans are hassle free with minimal documentation. You can get them online through the website or by downloading the mobile application. When you apply for a new car loan
online from Indiabulls Dhani, you can avail it for the 100% on road price. We provide you with extremely competitive new car loan interest rates in the market. You also have the option of applying for an amount which is higher than the cost of the car. This will help you cover other expenses such as the insurance,
adding more security features, accessories etc.

Apply For New Car Loan Online Anytime, Anywhere

Benefits and Features of New Car Loan


  • Competitive new car loan interest rates

  • Loans ranging from ₹ 1,000 to ₹ 15 Lakhs

  • Completely digital process

  • Hassle-free documentation

  • Instant money in your bank account

  • Tenure period ranging from 3 to 36 months

  • Include extra expenses for insurance and accessories in your loan amount

How to get a New Car Loan?

As the process to avail a New Car Loan from Indiabulls Dhani is completely digital, you can apply for a personal loan through our personal loan app. This helps you avail a loan instantly and bring your car home faster.

Here’s how you can apply for an Indiabulls Dhani New Car Loan


  • Download the Dhani App from Google Play Store or App Store

  • Once downloaded, enter your mobile number and loan details

  • Upload your PAN Card and Address Proof details

  • Get the loan money disbursed into your bank account instantly

Car Loan EMI Calculator

A New Car Loan EMI Calculator is a tool which helps you calculate your monthly EMIs. It can help you decide on the budget; based on which you can take the decision to buy the car. A car emi calculator, calculates the EMI depending on three variables.
You need to enter the loan amount, tenure and car loan interest rate. The result will be an estimate of your EMIs.

Car Loan Interest Rates

Tips on How to Use a Personal Loan for Buying a New Car

Ask any young boy, now even girls, about their favourite car, something they’d want to buy in their future, and they’ll start blabbering about their dream car. Not everyone is lucky to get their hands on their dream car. That euphoric feeling of steering the wheels of your cherished car is unmatched. Owning a car can make your life quite comfortable. You can drive off to work instead of using overcrowded public transportation or simply use it for a relaxing weekend getaway. Apart from paying the EMIs for your brand new car, you can use a new car loan to purchase insurance for the same or buy any additional accessories for your beloved brand-new car.

New Car Loans with Indiabulls Dhani

Indiabulls Dhani lets you to apply for a new car loan online from the comfort of your house. We do not keep your car as a collateral with us. The moment you purchase your car, you have the full ownership of the vehicle. A normal car loan will finance
only 80% of the on road price whereas Indiabulls Dhani will finance the entire 100% cost of the car. There is no need to pay any down payment. The process to avail the loan is paperless. We do not ask you to submit
registration or hypothecation certificates.

New Car Loan FAQS

When can I avail a new car loan?

You can take a new car loan when you have decided which car to buy and know its price.

Which model of cars can be financed with Indiabulls Dhani New Car Loan?

You can finance any type of car through the Indiabulls Dhani New Car Loan.

Do I have to pay a down payment for the car?

You can avail a new car loan without paying any down payment.

How can I calculate my car loan interest rate?

You can calculate your car loan interest rate by using our car loan interest calculator.

What are the different tenure options?

The tenure options range from 3 months to 36 months.

Is my car kept as a collateral till I repay the loan?

No. We do not keep your car as a collateral with us. You have the complete ownership.

How can I be eligible to avail a New Car Loan?

To avail a new car loan from Indiabulls Dhani, you need to be an Indian resident aged 21 years and above. You should be a salaried professional or self-employed entrepreneur.

Is there a minimum and maximum loan amount?

Indiabulls Dhani offers New Car loans ranging from ₹1,000 to ₹15 Lakhs.

Do I get a 100% finance for the car?

Yes. We provide you with 100% funding of the ex-showroom price of your car and if you wish you can take car loan of higher amount to make any desired upgradations or for the insurance premium.

Is my car insurance included in the loan?

No. We do not include the insurance amount. But you can take the loan for a higher amount and incur the cost of your car insurance.

Do I get tax benefits on my New Car loan?

No. There are no tax benefits on New Car Loans.

Can I sell my car before repayment?

You can choose to do whatever you want with your car. Indiabulls Dhani EMIs will be debited as is.

What are the different types of documents required for a New Car Loan?

Indiabulls Dhani does not require you to submit any hard copies of documents. The process is paperless. You only need to fill in your PAN and address proof details.

Does my information remain secure?

Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.

Where can I download the Mobile application for the Loan?

You can download the application from Google Play Store or Apple App Store.

What is a new car loan EMI Calculator?

Plan your expenses by estimating the amount of EMI that you will be paying at the end of each month for your new car loan. An EMI Calculator helps you get an approximate amount of the same.

When will I get the amount disbursed into my account?

At Indiabulls Dhani you get instant loan approval, thus the amount is disbursed into your bank account in minutes.

Are there any prepayment charges?

If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Indiabulls Dhani does not charge you any prepayment fee.

Apply For a New Car Loan Online

Types of Personal Loan