Personal Loan Features & Benefits

Get a personal loan, Instantly!

Your Personal Loan Experience Is Now Quick, Easy And Convenient with Dhani!

With Dhani, availing a loan is much more than just getting your desired finance. The Dhani app aims to give you the best in return for being a customer. Given below are some exclusive features for the customer’s benefits through the Dhani App:

Benefits of Applying for a Loan with Dhani:

1. Industry best interest rates:

All your dreams and aspirations can now come true with Dhani, where personal loan interest rates start at 13.99% p.a.

2. Money in your account instantly:

Get loans starting from Rs. 3,000 to Rs. 3 lakhs disbursed in your bank account instantly.

3. Use your Pan Card and address proof for instant verification:

Using your Pan Card and address proof you can get an instant personal loan approved.

4. Manage you loan on the go:

Apply, receive and manage your personal loan directly on the mobile application or website. It’s simple, easy, and convenient. Using Dhani, you can now apply, receive and manage your personal loan on-the-go.

5. Zero pre-payment charges:

For loans up to Rs. 20,000 no pre-payment charges will be applicable.

6. EMI Calculator:

our personal loan EMI calculator can help you plan your loan repayment, by choosing a desired EMI

7. Dhani Cash:

Dhani Cash is a first of its kind loyalty progam, which is a rewards program for active loan customers with Dhani. One can earn Dhani Cash by using the Dhani App through various ways, one of them being simply logging in to the Dhani App every day. You can avail Dhani Cash on timely personal loan EMI payments, and redeem Dhani Cash for mobile recharge, bill payments, gift vouchers and more through the Dhani App

8. Spin the Wheel:

The Dhani App gives you a chance to earn Dhani Cash daily with Dhani Fortune, where you stand a chance to win up to 100 Dhani cash everyday.

Here’s how you can apply for an instant Personal Loan Online with Dhani –

Step 1: Login

Log in on our website or you can download the app and enter your mobile number. Once you receive the OTP your number gets verified

Step 2: Add Loan Amount

Enter your loan amount

Step 3: PAN Cards & Address Proof Details:

Enter your Pan Card and Address Proof details, which are the documents required for personal loan approval

Step 4: Approval & Loan Disbursal:

After approval, get money in your bank account instantly

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Apply For A Personal Loan